Legal Insurance

Legal Insurance

Benefit-eligible employees have the opportunity to enroll in the group legal plan. This plan provides access to professional legal assistance for the employee and family members. ARAG Group legal plan offers the choice of two plans: the Ultimate Advisor Plan and the LawPhone Plan.

The Ultimate Advisor Plan is a comprehensive plan that provides a full range of legal services and protection. Benefits include legal advice and consultation either over the phone or face-to-face. Benefits have been
enhanced this year to include identity theft benefits at no additional
cost. Now, you will also have coverage for credit monitoring, identity
theft restoration and reimbursement, and lost wallet services.

That LawPhone Plan provides affordable basic legal coverage. Members receive a toll-free telephone access to an attorney within the ARAG nationwide Attorney Network for their legal questions.

Example Situations for Legal Help:
  • Dispute with a landlord
  • Victim of identity theft
  • Changing legal name
  • Adopting a child
  • Lost driver's license due to a traffic violation
  • Buying or selling a house
  • Will preparation
  • Dispute with a contractor
  • Assuming guardianship of grandchild(ren)
  • Collect inheritance
  • Issue with a manufacturer not honoring a warranty

Note: Benefit-eligible employees can only enroll or change plan options as a New Hire or during Open Enrollment.

Group Legal Monthly Payroll Deductions
Ultimate Advisor

Helpful links:

Benefit Summary
Ultimate Advisor Plan Document
LawPhone Plan Document
ARAG Website
Legal Video Help

ARAG customer service: 1-800-247-4184 or to contact via email click here.